Pet insurance is very similar to human insurance. It gives you peace of mind knowing that you can take your animal to the doctor whenever he/she needs to go.
If there’s an accident, illness, or just the annual well-pet check-up and vaccinations – you can take your precious pet to the veterinarian without hesitation.
You’ll know you won’t have to bear the whole financial burden.
How Pet Insurance Plans Work
Here’s how it works. To get protection for your pet, you’ll pay a monthly or yearly fee – which varies according to the company and plan you choose.
Probably two of the biggest pet insurance companies are VPI and ASPCA – and they both offer a wide range of options to meet the needs of different pets and pet owners.
When shopping for pet insurance, you’ll find companies offering basic plans that start at $8 a month all the way up to deluxe plans that cost $100 a month.
These plans cover pretty much anything a veterinarian has to offer – annual exams, accidents, illnesses, spaying and neutering, vaccinations, dental cleanings, x-rays, hospital stays and more. It’s all according to what you want and what you can afford.
Here’s how the plans work. You take your pet to the vet, pay for the services out of your pocket and then submit a few forms and paperwork to the insurance provider and they’ll reimburse a percentage of your expenses after you meet a certain deductible. Most companies have a low $100 annual deductible.
Not Just Dog Insurance and Cat Insurance
You’ll find that many companies offer discounts if you have multiple pets. And it’s not just for dogs and cats. You can get coverage for your ferret, chinchilla, rabbit, iguana, chameleon, gecko, snake, pot-bellied pig or other exotic pet too.
With pet insurance you’ll rest a little easier knowing that if something happens to your dog, cat, parrot, snake or other precious creature – you can take him/her to the vet without having to worry too much about financial issues.